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About us

Your business is to lend. Ours is to help you decide to whom.

Abhishek Agarwal

Co-founder and CEO

Abhishek began his career in New York, working as an analyst with a leading inter-firm dealer brokerage. He helped scale up various startups before founding CreditVidya in 2013. Prior to starting CreditVidya, he was Head of Products and Data Strategy at Experian, a leading global credit bureau. His creative approach to problem-solving has allowed him to steer it to become one of the most successful fintech startups in India.

Abhishek has a dual degree in Computer Science and Math and an MBA from UCLA Anderson School of Management and London Business School.

Rajiv Raj

Co-founder and Director

Rajiv is a banking veteran and was part of the team that introduced bureau scoring to India, via CIBIL. He has over 24 years of cross-functional experience in retail banking, SME lending and credit bureaus. An affable, people’s person, he now heads Human Resources and Operations at the firm.

Rajiv’s has a strong understanding of the retail credit underwriting ecosystem and a knack for proactively identifying and resolving problems and maximizing productivity.

Our Investors Embracing technology and innovation

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