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This document is an electronic record in terms of existing and applicable Information Technology laws and the amended provisions thereto pertaining to electronic records in various allied statutes as amended pursuant to the Information Technology laws. This electronic record has been generated by a computer system and does not require any authentication.
This Website is owned and operated by InfoCredit Services Pvt Ltd (hereinafter referred to as the ‘Company’) which is referred to below as “we” or “us” or “Company” or “our”. The Company is incorporated under the provisions of the Companies Act, 1956, having its registered office at IB, 804, Siddachal Phase 6, Pokran Road No 2 Thane west,
Mumbai -400 607.
Your use of Company’s services and website, www.creditvidya.com (hereinafter referred to as “Services”) is subject to the terms of a legal agreement between you and the Company. This document explains how the agreement is made up, and sets out some of the terms of that agreement. The following terms and conditions will be deemed to have been accepted by the User on mere usage of the website http://www.creditvidya.com (hereinafter referred to as ‘Site’ or ‘Website’)
You are requested to read them carefully before you use the services of this site.
(i) The term “User” or “you” “your” shall refer to the user who is browsing the Site. The term Company shall include its affiliates/subsidiary companies. The term “Site” or “Website” refers to www.creditvidya.com and other websites owned and monitored by the Company, including future websites.
User agrees that:
(d) you will not use or attempt to use this Website for any purpose other than conducting legitimate business with the Company; you may not use or attempt to use this Website or any part of this site for any purpose:
We reserve the right at any and all times, in its sole discretion and without notice to you, to deny your access to and use of this Website. The provisions regarding a disclaimer of warranty, accuracy of information and indemnification shall survive such termination of access. The Company may monitor access to the Site.
You agree and acknowledge that you have the sole responsibility and liability for your use of this Website and for providing or obtaining, and for maintaining, all of the hardware, software, electrical power, telecommunications, internet services, and other products or services necessary or desirable for you to access and use this Website.
All content present on this site is the exclusive property of the Company. The software, text, images, graphics, video and audio used on this Site belong to the Company. No material from this Site may be copied, modified, reproduced, republished, uploaded, transmitted, adopted, posted or distributed in any form whatsoever without prior written permission from the Company. All rights not expressly granted herein are reserved. Unauthorized use of the materials appearing on this Site may violate copyright, trademark and other applicable laws, and could result in criminal and/or civil actions. CreditVidya is a registered trademark of the Company. This trademark may not be used in any manner without prior written consent/ license/ authorization from the Company.
Certain areas or features of this Website are restricted to users who have obtained a user identification and password by completing a registration process described on this Website. Please be sure to protect and maintain the confidentiality of any user identification, password or other identifying information you may obtain in connection with your use of this Website. You agree to notify us immediately if you believe your user identification, password or other identifying information has been lost, stolen or otherwise compromised. You also acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this Website by any person to whom you have provided your user identification, password or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this Website that may occur after you have notified us that your user identification, password or other identifying information has been lost, stolen or otherwise compromised.
Not Responsible For Links to Other Websites:
For your convenience, this Website may provide links to other websites on the World Wide Web. Unless expressly stated otherwise on this Website, the Company does not endorse, approve, sponsor or control, and the Company not in any way responsible for, any of the content, services, calculations, information, products or materials available at or through any websites to which this Website may provide a link. The User is requested to peruse the policies posted by other websites regarding privacy and other topics before use. By using this Website the User acknowledge and agree that we will not be responsible or liable to you or any other person for any damages or claims that might result from the User’s use of such content, services, calculation, information, products or materials.
No Advertising / No Links:
The Company does not permit third-party advertising on this Website. The Company is not responsible for third party content accessible through the Site, including opinions, advice, statements and advertisements and User shall bear all risks associated with the use of such content. The Company is not responsible for any loss or damage of any sort that a User may incur from dealing with any third party. The User agree that the User will only create links from another Website or Web page to this Website or any Web page within this Website after obtaining our written permission.
Permission is hereby granted to electronically copy and to print in hard copy, limited portions of the materials published by the Company in this Site for the sole purpose of using material/ information contained therein for personal informational and non-commercial use only. Except in connection with personal informational and non-commercial use, none of the Contents may be copied, reproduced, distributed, republished, downloaded, displayed, posted electronically or mechanically, transmitted, adopted, recorded, in any manner mirrored, photocopied, or reproduced without the prior written permission of the Company or the applicable copyright owner. Any other use of materials/ information on this Website, including any commercial use, reproduction for purposes other than that noted above, modification, distribution, or republication without the prior written permission of the Company is strictly prohibited and may violate copyright or trademark laws. All contents on this site are protected by copyright. Except as specifically permitted herein, no portion of the information on this Website may be reproduced in any form, or by any means, without prior written permission from the Company. Visitors or users are not permitted to modify, distribute, publish, transmit or create derivative works of any material found on this site for any public or commercial purposes.
You understand and acknowledge that the Company controls and operates this Website from within India. This Website provides information regarding the Services and products that are made available in India only. We make no representation that the Services or products about which information may be provided on this Website will be available anywhere outside India. You acknowledge and agree that you are responsible for compliance with all laws applicable to your access to and use of this Website.
You agree that under no circumstances will the Company be liable to you or any other person or entity for any damages or injury, including any direct, special, incidental, consequential or punitive damages or any damages or injury caused by error, inaccuracy, omission, interruption, defect, failure of performance, delay in operation or transmission, telecommunications failure or computer virus or other problem, that may result from the use of, or the inability to use, this Website or the web page content on or available through this Website, whether in an action alleging breach of contract, negligence or any other cause of action, or arising out of or in connection with the use or performance of any web page content on or available through this Website. You agree that the Company shall not be liable even if we or our authorized representatives have been advised of the possibility of such damages. Applicable law may not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations or exclusions may not apply to you. However, in no event shall the Company’s total liability to you for damages, losses, and causes of action (whether in contract, tort or otherwise) exceed the amount paid by you, if any, in accessing or using this Website of web page content thereon.
Time Sensitive Instructions:
When communicating with us through this Website, PC-talk, chat or via e-mail, do not use the Website, PC-talk, chat or e-mail to communicate any time-sensitive instructions. Such instructions may not be honored. All transactions conducted on this Website, PC-talk, chat or via e-mail, must be confirmed in writing by us to be accepted by and binding upon us.
General communications through this Website, PC-talk, chat or via e-mail are not intended by us to constitute either an electronic record or an electronic signature, or to constitute any agreement by the sender to conduct a transaction by electronic means, unless a specific statement to the contrary is included in the message and specific e-signature procedures are employed. However, your assent to a “click to accept” button, or the like, is binding upon you.
Recording & Monitoring of Communications:
Your communications with us via the Website, PC-talk, chat e-mail, and telephone may be recorded or monitored and by using such communications methods you are consenting to the recording or monitoring of the same.
By submitting information to the Company through this Website or otherwise you are making an inquiry as to programs and services offered by the Company and partners of the Company and give the Company permission to contact through e-mail, fax, or telephone, or any means, even if your phone number is on a “Do Not Call” list.
This Agreement, the construction and enforcement of its terms, and the interpretation of the rights and duties of the parties hereto shall be governed by the existing laws of India.
The documents and graphics on this Website could include technical inaccuracies or typographical errors. Changes are periodically added to the information herein. The Company may make improvements and/or changes herein at any time. The Company makes no representations about the accuracy of the information contained in the documents and graphics on this Website for any purpose. All documents and graphics are provided "as is" and “as available”. The Company hereby disclaims all warranties and conditions with regard to this information, including all implied warranties and conditions of merchantability, fitness for any particular purpose, title and non-infringement. In no event, the Company and/or its partners/ vendors/ agent/ licensor/ supplier shall be liable to any party for any direct, indirect, special or other consequential damages for any use of the Site, the information, or on any other hyperlinked Website, including, without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if the Company is expressly advised of the possibility of such damages. The information contained in the Site has been obtained from sources believed to be reliable. The Company disclaims all warranties as to the accuracy, completeness or adequacy of such information.
We, at CreditVidya, believe in empowering you. Because we believe that knowledge is not only power but also gives you a sense of belonging. We believe in supporting the consumers by not being their crutch but as catalysts and enablers.
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