CreditVidya’s Co-founder & Director, Mr. Rajiv Raj conducted a session on Alternate data landscape & lending solutions on 5th January, 2018 at Kotak Bank, Mumbai. Rajiv discussed the global scenario of alternate data, developments in India and potential of underwriting first-time borrowers.

He took the participants through the fundamentals of alternate data, potential of machine learning algorithms and data science. He also explained how alternate data can be used for retail lending in India, and how more of the new-to-credit customers can be assessed using it. 

This was followed by a demo of alternate data by Mr. Vipul Jain, National Sales Head, CreditVidya. Vipul explained how alternated data extracted via social, browser and device fingerprinting can be used for addressing risk & fraud for retail lending. He showed how non-traditional data empowers lenders with real-time decisions at lower costs, reduced turnaround time and increased approval rates.

If you too are intrigued by alternate data and want to know more about it, please feel free to drop us a line on We’ll be happy to connect.