Easy to apply for personal loan from anywhere at anytime.

K Srikanth

Great app with hassle free and simple loan process

Vaishali Ghosh

Who knew that one day you could get a loan sitting at home

Ravi Kishan

Instant access to credit

Machine learning is the future of underwriting

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  • 10,000+

    Data Points
  • ONE CLICK

    Approvals
  • 5 MINUTES

    Loan Disbursal

How It Works?

We combine technology & data science for unsecured lending

Digital Technology Platform

Transform consumer experience and improve operational efficiency with our AI powered on-boarding & underwriting platform

credit score
credit score

Intelligent APIs 2.0

Leverage 10,000+ digital footprints with our meticulously designed APIs, unmatched micro-services and flexible architecture

Easy to Integrate

Seamless integration of client systems with our proprietary micro-services and third party applications for real-time unmatched functionality

credit score
credit score

Powerful Security

Highest standard of security with AWS cloud infrastructure, transit encryption & strong safeguards to ensure customer privacy

Product suite

One stop solution for transforming the unsecured credit value chain

Customer-Management Illustation

Technology Suite

Delight your customers with a seamless experience. Eliminate paperwork and take credit decisions in minutes.
identy Illustation

Underwriting Suite

Alternate data based approach for fast and accurate credit risk assessment of first time borrowers
Customer-Management Illustation

Analytics Suite

Build custom scorecards and real-time dashboards for customer management and portfolio optimization
  • Coming Next
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Meet our clients

Financial institutions leveraging cutting edge technology and analytics

  • youtube image
    CreditVidya’s underwriting solutions have helped us create new avenues for unsecured lending with lower costs & accurate assessments Bikramjit Ganguly, Head - Analytics & Digital Initiatives
  • youtube image
    CreditVidya’s underwriting solutions have helped us create new avenues for unsecured lending with lower costs & accurate assessments Bikramjit Ganguly, Head - Analytics & Digital Initiatives

Contact Us

We look forward to hearing from you!